#TargetTruth: When you stop believing in Santa, you start getting underwear for Christmas.
You are on your own.
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Carrie Petersen Target, I've always loved you, but you need to do something more than tell me to monitor my account.
The Federal Trade Commission says:
Identity theft happens when someone steals your personal information and uses it without your permission. It’s a serious crime that can wreak havoc with your finances, credit history, and reputation — and can take time, money, and patience to resolve.
What to Do Right Away
Immediate Steps to Repair Identity Theft
Here’s how to begin to limit the harm from identity theft.
What to Do Next
Extended Fraud Alerts and Credit Freezes
Placing both extended fraud alerts and credit freezes on your credit reports can make it more difficult for an identity thief to open new accounts in your name.
Repairing Your Credit After Identity Theft
Here are step-by-step instructions for disputing fraudulent charges and accounts related to identity theft.
Lost or Stolen Credit, ATM, and Debit Cards
Federal law limits your liability if your credit, ATM, or debit card is lost or stolen, but your liability may depend on how quickly you report the loss or theft.
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